Personalized Service
We provide discretionary investment management for Individuals. We design and maintain customized investment portfolios for each client that range from conservative to aggressive, depending on the client’s needs for income, return and risk. There is no minimum account size. For smaller accounts, we emphasize ETF’s (exchange traded funds) and for larger accounts we invest primarily in bonds and common stocks.

Lower and More Transparent Fee Structure
Low overhead and more specialized services reduce our cost structure which is reflected in the competitive fees charged to our clients.
Fees range from .5% to 1.25%. Fees on non-registered accounts are tax deductible.

Opportunity to Consolidate Accounts
All our Private Client accounts are held at TD Waterhouse. Clients receive monthly statements, trade confirmations and tax information. We provide a consolidated listing of all client accounts and coordinate the investment policy for the entire portfolio, emphasizing tax efficiency.

Planning
We sit down with our clients and review their savings goals. We prepare a plan to help them reach their goals and monitor it on an ongoing basis.

Reporting
We provide quarterly investment reviews that include performance of your portfolio, economic comments, capital markets expectations, investment strategy and a listing of investments. We also distribute Trade Reports which highlight the rationale for recent transactions.